Income-based financing for rental properties — qualify on property cash flow, not personal income.
DSCR (Debt Service Coverage Ratio) loans are built for real estate investors who want to scale a rental portfolio without the documentation burden of conventional financing. Instead of underwriting your personal income, we underwrite the property: if the rent covers the debt, you qualify.
It's a clean, predictable structure for buy-and-hold investors who value cash flow, strategic growth, and long-term stability. No tax returns, no W-2s, no personal DTI calculations — just the numbers on the asset.